If you're buying a home in Prosper, Texas, there's money already sitting in the deal that most buyers never see: the buyer-agent commission. It's paid out of the transaction whether you use a traditional agent or not. With EXL Realty Group's rebate model, most of it comes back to you as an estimated closing credit.
Prosper is in Collin and Denton counties — a fast-growing town with substantial new construction and larger lots. Here's exactly what the rebate looks like at common Prosper price points.
What You Keep in Prosper — The Numbers
EXL charges a 1% fee (minimum $3,000). Any seller-offered buyer-agent commission above that fee is returned to you as an estimated closing credit at closing (subject to lender approval). Assuming a 3% seller-offered commission:
| Prosper price point | Traditional agent (3%) | EXL 1% fee | Your estimated credit* |
|---|---|---|---|
| $550,000 | $16,500 | $5,500 | $11,000 |
| $750,000 | $22,500 | $7,500 | $15,000 |
| $950,000 | $28,500 | $9,500 | $19,000 |
*Estimated closing credit assuming a 3% seller-offered buyer-agent commission. Actual amount depends on the specific deal terms and is subject to lender approval. Example price points shown for illustration — not a market appraisal.
Why the Rebate Matters in Prosper
Buying new construction in Prosper? With significant new-home activity here, many buyers walk into a builder's sales office and use the on-site agent — who represents the builder, not the buyer. Bringing your own buyer's broker keeps representation (and the rebate) on your side. See Texas Homes Rebates for the new-construction rebate program.
Whichever Prosper home you choose, the representation is identical to a traditional agent — full MLS access, showings, a comparative market analysis, offer writing and negotiation, inspection and appraisal handling, and coordination through closing. The only thing that changes is how much of the commission you keep.
How It Works
- Start your offer file — tell us the Prosper home (or area) you're considering and see your estimated credit on that price.
- Sign buyer representation — Texas law requires a signed buyer-rep agreement before showings and offers; this is also how your rebate is protected.
- Tour, offer, and negotiate — Jakir, your licensed DFW broker, prepares and negotiates the offer on your behalf.
- Keep the difference — your estimated credit is applied at closing.
Are Buyer Rebates Legal in Prosper?
Yes. Buyer-agent rebates are legal in Texas and are a common, established practice. The rebate is applied as a closing credit and is contingent upon lender approval and the consent of the party represented by the licensee. For a full explainer, see Are Buyer Rebates Legal in Texas?
EXL Realty Group has represented buyers across the DFW metroplex, including Prosper and nearby Celina, Frisco, and Little Elm. See real closings in the Recent Wins section.
EXL Realty Group is a licensed Texas real estate brokerage (TREC). All rebate and commission estimates are based on a 3% buyer-agent commission offered by the seller and are subject to change. Rebates are applied as a closing credit and are subject to lender approval. Rebate amounts vary based on purchase price and actual commission received. Price points are illustrative examples, not market valuations. This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed attorney or CPA for guidance specific to your situation. EXL Realty Group is an Equal Housing Opportunity broker. We do business in accordance with the Fair Housing Act and Equal Opportunity Act.
See Your Prosper Rebate — Start Your Offer
Start your offer file in about two minutes. You'll see your estimated closing credit on the Prosper home you want, and Jakir prepares and submits the actual offer.
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