If you're buying a home in McKinney, Texas, there's money already sitting in the deal that most buyers never see: the buyer-agent commission. It's paid out of the transaction whether you use a traditional agent or not. With EXL Realty Group's rebate model, most of it comes back to you as an estimated closing credit.
McKinney is in Collin County — the Collin County seat, blending a historic downtown with newer master-planned communities on its west and north sides. Here's exactly what the rebate looks like at common McKinney price points.
What You Keep in McKinney — The Numbers
EXL charges a 1% fee (minimum $3,000). Any seller-offered buyer-agent commission above that fee is returned to you as an estimated closing credit at closing (subject to lender approval). Assuming a 3% seller-offered commission:
| McKinney price point | Traditional agent (3%) | EXL 1% fee | Your estimated credit* |
|---|---|---|---|
| $400,000 | $12,000 | $4,000 | $8,000 |
| $525,000 | $15,750 | $5,250 | $10,500 |
| $700,000 | $21,000 | $7,000 | $14,000 |
*Estimated closing credit assuming a 3% seller-offered buyer-agent commission. Actual amount depends on the specific deal terms and is subject to lender approval. Example price points shown for illustration — not a market appraisal.
Why the Rebate Matters in McKinney
Buying new construction in McKinney? With significant new-home activity here, many buyers walk into a builder's sales office and use the on-site agent — who represents the builder, not the buyer. Bringing your own buyer's broker keeps representation (and the rebate) on your side. See Texas Homes Rebates for the new-construction rebate program.
Whichever McKinney home you choose, the representation is identical to a traditional agent — full MLS access, showings, a comparative market analysis, offer writing and negotiation, inspection and appraisal handling, and coordination through closing. The only thing that changes is how much of the commission you keep.
How It Works
- Start your offer file — tell us the McKinney home (or area) you're considering and see your estimated credit on that price.
- Sign buyer representation — Texas law requires a signed buyer-rep agreement before showings and offers; this is also how your rebate is protected.
- Tour, offer, and negotiate — Jakir, your licensed DFW broker, prepares and negotiates the offer on your behalf.
- Keep the difference — your estimated credit is applied at closing.
Are Buyer Rebates Legal in McKinney?
Yes. Buyer-agent rebates are legal in Texas and are a common, established practice. The rebate is applied as a closing credit and is contingent upon lender approval and the consent of the party represented by the licensee. For a full explainer, see Are Buyer Rebates Legal in Texas?
EXL Realty Group has represented buyers across the DFW metroplex, including McKinney and nearby Allen, Frisco, and Melissa. See real closings in the Recent Wins section.
EXL Realty Group is a licensed Texas real estate brokerage (TREC). All rebate and commission estimates are based on a 3% buyer-agent commission offered by the seller and are subject to change. Rebates are applied as a closing credit and are subject to lender approval. Rebate amounts vary based on purchase price and actual commission received. Price points are illustrative examples, not market valuations. This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed attorney or CPA for guidance specific to your situation. EXL Realty Group is an Equal Housing Opportunity broker. We do business in accordance with the Fair Housing Act and Equal Opportunity Act.
See Your McKinney Rebate — Start Your Offer
Start your offer file in about two minutes. You'll see your estimated closing credit on the McKinney home you want, and Jakir prepares and submits the actual offer.
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